 STEVE S. SHABKIE CALIFORNIA LICENSED REAL ESTATE BROKER & MORTGAGE SPECIALIST
(805) 428-7089 (818)410-6065LOWER TOTAL COMMISSIONS
4 1/2 % Lower Total Commission. Our commission structure is broken down three ways to offer additional opportunities to save!
4 1/2% Total Commission If SOLD by Other Agent This is when we place your property in the Multiple Listing Service and another real estate brokerage firm sells it.
3% Total Commission if SOLD by Listing Agent This is when the Listing Agent sells the property without engaging any other real estate agents or brokerage firms.
2 1/2% Total Commission If Seller forwards Buyer, If the Seller has a Buyer that wants to buy the property but doesn't want to deal with the closing details.
The real estate selling process can be very complex with all of the state and federal laws, local municipality requirements, civil rights laws, deed and title requirements, lead paint issues, various contingencies and the reams of paper work.
With our 20+ years of experience we can help make this process much easier. Fill out our Competitive Market Home Analysis Request Form by clicking the button below and we will give you Free Market Analysis of your home. This gives you an overview of your market including properties that are currently listed for sale and those sold.
If you'r a buyer click on the button below entitled Buyers Find Your New Dream Home.
| |  | STEVE S. SHABKIE, a California Real Estate Broker & Mortgage Specialist S.S.S. = STREAMLINED SUPERIOR SERVICE Specializing in Westlake Village, Agoura, Thousand Oaks, Newbury Park, Moorpark, Simi Valley, Ventura & Santa Barbara Counties
*** GET STREAMLINED SUPERIOR SERVICE ON ALL REAL TRANSACTION INCLUDING SHORT SALES, & FORECLOSURES ***
LIST AND SELL YOUR HOME-SPECIAL AGREEMENTS WITH LENDERS FOR SHORT SALES BASED ON YOUR INDIVIDUAL NEEDS. Click on HOME MARKET ANALYSIS BUTTON ON THE LEFT SIDE; ENTER YOUR INFORMATION CLICK & SEND *** OUR FULL SERVICE BROKERAGE IS ASSOCIATED WITH USA REALTY & LOANS WE OFFER FULL REPRESENTATION TO SELLER'S/BUYER'S & INVESTORS:
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Full internet markeing Nationwide Intra-net Web Sites***
Marketing Your Home Via Email Marketing Campaigns
Realtor.com craigslist and postlets.com
Yahoo & Google Real Estate Sections
ON LINE VIRTUAL TOURSProfessional Staging services as needed
Professional Quality Photos and flyers of your home:
Featured Sunday Tour Of Homes
***I SELL YOUR HOME FAST, FOR THE HIGHEST POSSIBLE PRICE. WE HAVE HONEST WHOLESALE MORTGAGE RATES AND LOW COST LOAN PROGRAMS WITH TOP RATED LENDERS FOR RESIDENTIAL & COMMERCIAL LOANS***
**Copyright 2010 Steve Shabkie All Rights Reserved** | |
| STEVE S. SHABKIE CALIFORNIA LICENSED REAL ESTATE BROKER
MORTGAGE SPECIALIST
STEVE S. SHABKIE & USA REALTY/LOANS
LICENSED CALIFORNIA REAL ESTATE/MORTGAGE BROKERS
Direct (805)-428-7089
(818)-410-6065
Web www.steve4re.com
Email: steve@Steve4re.com
Realestateinvestors@roadrunner.com
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***I Have Great Real Estate Financing Programs,*** For Residential and Commercial Financing with fixed buy down rates, secured Amortization,Fixed rate loans starting, at just under 5% and the adjustable rate Loan, fixed for 5/7/10/30/40 at 4.875% with good credit scores.... APR's are slightly higher.. I can finance your closing costs into the loan.
— Rates for 30-year home loans edged lower for the second straight week, a report said Thursday, but remained above last month's record lows.
The average rate on a 30-year fixed mortgage was 5.06 percent this week, down from 5.09 percent a week earlier, mortgage company Freddie Mac said.
Rates dropped to a record low of 4.71 percent in early December, pushed down by an aggressive government campaign to reduce consumers' borrowing costs, but then rose steadily for the rest of the month.
Freddie Mac collects mortgage rates on Monday through Wednesday of each week from lenders around the country. Rates often fluctuate significantly, even within a given day, often in line with long-term Treasury bonds.
The Federal Reserve is pumping $1.25 trillion into mortgage-backed securities to try to bring down mortgage rates, but that money is set to run out next spring. The goal of the program is to make home buying more affordable and prop up the housing market.
While it's possible that the program could be extended, analysts believe the Fed is reluctant to do so. "We believe that the bar for the Fed's program extension is high," Credit Suisse mortgage strategist Mahesh Swaminathan wrote Thursday.
The average rate on a 15-year fixed-rate mortgages fell to 4.45 percent, down from 4.50 percent last week, according to Freddie Mac.
Rates on five-year, adjustable-rate mortgages averaged 4.32 percent, down from 4.44 percent a week earlier. Rates on one-year, adjustable-rate mortgages rose to 4.39 percent from 4.31 percent.
The rates do not include add-on fees known as points. One point is equal to 1 percent of the total loan amount.
The nationwide fee for loans in Freddie Mac's survey averaged 0.7 point for 30-year loans, 0.6 point for 15-year and five-year loans and 0.5 point for one-year loans. Steve says, Now is the time to take advantage of a near bottom real estate market. Call or email; for information on the extended; first time home buyer tax credit program; of $8,000.00 and the low mortage rates still available.
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SELLERS!
If you're planning to sell your home in the next few months, this FREE service is designed to help establish your home's current value in a changing market. Simply choose [Market Analysis] and fill out the requested information. Call ***STEVE FOR EXCLUSIVE REPRESENTATION*** I will research all comparable active, sold, pending listings, CMA's and cost replacement values to help you calculate the fair market value of your home today.
BUYERS!
I Negotiate all listing prices for you, in an every changing real estate market and we specialize in Short Sale Marketing approved by your lender. You will Automatically receive personalized MLS listings by e-mail Blast automated system. Full Market Audit Analysis. Early each morning I will search the local MLS and find the homes that will match your criteria and notify you immediately with the latest listing information and sales price changes. Simply choose [Dream Home Finder] and fill in the requested information.
CERTIFICATIONONS & RECOGNITION
California Licensed Real Estate Broker/Realtor
Real Estate Mortgage Broker Residential & Commercial Financing
National Association of Realtors
California Association of Realtors
Ventura County Regional Data Share Multiple Listing Service
e-PRO Certified
Commercial Charter Pilot for Hire,
Instrument/Multi & Single Engine Ratings AGI.
A.O.P.A. Aircraft Owners
Pilots Association National Member
S.A.G. Screen Actors Guild Member
SPECIALIZATION
I Specialize In Exclusive Representation and Superior Service For My Clients contract and close Short Sale and distress properties in both, Sales, Purchase, and Financing of Residential and Income Properties. I Negotiate Exclusively for you. Quick Streamlined Sales for the Highest Amount. I keep current on all Property Inventory, Marketing Strategies and Interest Rate Swings. Free Consulting Services Tailored Real Estate/ Commercial Loan Products and Pricing with a personal professional touch.
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Reduced Real Estate Commissions available. We also provide mortgage loan funding through Wells Fargo, Taylor Bean,Flagstar Bank, Bank of America, Crestline Funding. New member lender banks added upon approval.
**Copyright 2010 Steve Shabkie All Rights Reserved**
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