2-15-2010

Testimony; For Steve S. Shabkie

I would like to give my recommendation, gratitude and appreciation, for the Professional Handling of my Bank Short Sale Property in Westlake Village Ca.

Steve, was able to negotiate a final sale offer with 5 recorded, lender liens on my westlake village property.

All my previous Loan balances have been removed and I am fully released, from any deficency judgement exposure. He was able to resolve my real estate loan balances, without the need for foreclosure proceedings.

Steve fully negotiated the short sale transaction to a close; sold the property to a new buyer, saved my credit and kept me away from lender foreclosure proceedings.

I am and remain most grateful and I highly recommend his professional, real estate services

Sincerly,

David S. Coles
Retired Engineer and Consultant
David3470@att.net

2-15-2010 By David S Coles Retired Engineer; david 3470@att.net



Date: Wednesday, February 7, 2007 5:09 PM

From: FIREHAWK141@aol.com

To: realestateinvestors@adelphia.net

Subject: Thank you, Steve

--------------------------------------------------------------------------------
When I was ready to buy my third house, I had trepidation's about who I could trust to get me the loan I needed that matched my income and cut through the red tape because my credit was not what it once was.

I am 15 years disabled and my wife just started her own business about 3 years ago. Because of my disability I am no longer able to work, and at the time of my injury, we lost everything. House, boat, motorhome, et, I thought my family would never be able to own a house again. 'THATS' WHEN I FOUND STEVE SHABKIE (A REAL GOD SEND).

Steve worked diligently night and day to find the loan that was just right for my wife & I. He constantly kept me in the loop as to what was happening, why one loan looked good for us, and another looked bad.
The bottom line is, even though he could have stopped at the first, or second loan that he thought was right for us he kept digging. So when we finally signed on the dotted line, not only did we get the best possible loan for or situation. He raised our FICO scores almost 100 points higher! now in 2 or 3 years if I want to refinance I will be able to get an even better rate than I have now, not to mention the perks that come with a lot better credit.

I AM WRITING THIS LETTER TO LET EVERYBODY OUT THERE KNOW THERE IS A GUY THAT WILL FIGHT FOR YOU, AND GO THAT EXTRA MILE TO MAKE SURE YOU GET THE BEST THAT IS OUT THERE FOR YOU & HIS NAME IS STEVE SHABKIE. THANKS STEVE, WE COULDN'T BE HAPPIER.

WITH KIND REGARDS,
Curtis & Lisa Swartley






Lisa and Curtis Swartley



February 6, 2007


Realty Executives
Coastal Cities
C/O Steve Shabkie
2953 Telegraph Rd.
Ventura, Ca. 93003


RE: Sale of: 4152 Gertrude St., Simi Valley, Ca. 93065


To Mr. Steve Shabkie,

I wanted to take a few minutes and thank you for your time and your true dedication to the sale of my Simi Valley home on Gertrude St. I was extremely pleased with your prompt response to all of my questions as well as your quick return calls.
As you know that sometimes selling or buying a home can be a challenging process in some cases, you always managed to keep everything running smooth and in control at all times.

I thank you for keeping me well informed thru the entire process. You certainly maintained an excellent communication, no matter how small of a detail it was! I would also like to thank you for the time you spent organizing and marketing the several “Open Houses”, it certainly proved your dedication and commitment to selling my home in the time frame we had discussed.

As you know, I am in the mortgage industry as well, and I also believe in providing quality and excellent client customer service to my clients, as this is one of the main keys to maintaining long client relationships.
For the reason I value quality customer service, I cannot thank you and your office enough for providing me with excellent service.

I will definitely recommend you to any of my business acquaintances, family and friends.



Sincerely,


Alina Pacheco
Business Development Mgr.
IndyMac Bank-Western Division
Office: 805-583-1457
alina.pacheco@indynacbank.com

Alina Pacheco Business Development Indy Mac Bank Western Division



September 13, 2005

To Future Clients:

Steve Shabkie, is an excellent Real Estate, and Mortgage Broker, I highly recommend him for all your real estate needs.

He worked very hard on selling my house and helping me get another and streamlining the loan program that was just right for me. He has brokered loans with numerous top lenders.

My search was long and my deal was very complicated. Steve fought hard for me in every way. Steve didn’t just go the extra mile – he went 100 extra miles for me. He smoothed out the details and made things as convenient as possible.

I can’t imagine any other Broker caring for his clients in such a devoted, professional and tireless manner. Steve is the best. Work with him and you’ll be happy with the results. I am happy to provide a reference for him at any time.

Sincerely,

Diana Dunbar
Development Production Director
Theatre Company
Civic Arts Plaza

Diana Dunbar



Thank you Steve so much for taking the extra effort to make our first home purchase successful. You were there guiding us through all the crucial and important steps! Including obtaining a great real estate loan at a low interest rate with no negative amortization.

The McGinnis Family, Westlake Village, California



Steve, Thanks Again, for all your help in making our "dream home" a reality.

Your assistance in clearing our past credit issues and raising our FICO Scores enabled us to obtain and quality for a low interest rate mortgage. You are truly a professional.

Gary & Diane, Westlake Village, California



Reduced Real Estate Commissions available TOTAL 4.5%. I also provide mortgage, REAL ESTATE loan funding through Wells Fargo, Taylor Bean, Flagstar Bank, Bank of America, Crestline Funding. New member lender banks added upon approval.

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